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Child Trust Funds

Child Trust Fund (CTF) is a savings and investment account for children. Children born on or after 1 September 2002 will receive a �250 voucher to start their account. The account belongs to the child and can't be touched until they turn 18, so that children have some money behind them to start their adult life.


Scottish Friendly Child Bond
Scottish Friendly, one of the UK's leading friendly societies, provides savings plans that allow you to make the most of your tax-free allowance. The Government lets you invest up to £25 a month tax-free with a friendly society, even if you already have an ISA. You can save for a rainy day via our Scottish Bond or start building for your child's future through our Child Bond. Simply click on the links above for more information on our tax-free savings plans.