Questions you should ask a potential insurer.
Insurance
Car Insurance Questions
Do you look for the best deal from a range of insurers or do you work with just one underwriter?
Does my policy provide 24-hour assistance for claims and support?
Can I protect my No Claims Discount (NCD)?
Can I pay for my policy in instalments?
Is there a penalty for paying in instalments?
What is the policy excess?
Do I get a discount if i have a different policy with your company?
Do I get a discount if I recommend a friend?
Can I add breakdown cover to my policy?
Does the policy include legal insurance?
Home Insurance Questions
Do I get a discount if I have a different policy with your company?
Does my policy provide 24-hour assistance for claims and support?
Do I get any No Claims Discount (NCD)?
Does the policy cover accidental loss of metered water?
Do you cover food in the freezer?
If my home is deemed unfit to live in due to damage, am I covered for the cost of alternative accommodation?
Do you provide a bedroom rated insurance policy?
If I bring equipment home from work it is covered by the policy (for example, a laptop, pda)?
Will my garden furniture be covered automatically and, if not, is garden cover available?
Travel Insurance Questions
Can I tailor my policy to include winter sports, scuba diving, golfing, baggage or business travel options?
Is winter sports cover included for free in the annual cover?
Does the policy cover under 18s for free?
Am I covered if my car won't start or breaks down on the way to or from the airport?
Will I have 24/7/365 access to an emergency medical helpline?
Will I have access to travel advice on visas and vaccinations before I travel?
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